Travel Protection Description of Coverage

Travelocity Flight Protection Plan
Domestic Destinations

Description of Coverage
Policy Number 9500394
Schedule of Coverages & Services
Part A Travel Arrangement Protection Max Benefits
per Person:
Trip Cancellation Up to Total Original Flight Cost (maximum $500)
Trip Interruption Up to Total Original Flight Cost (maximum $500)
Part B Travel Accident Protection  
Accidental Death & Dismemberment (Air Common Carrier) $100,000

The benefits in this plan are subject to certain restrictions and exclusions. This is only a brief description of the coverages available under policy series 52735MO. The policy contains reductions, limitations, exclusions, and termination provisions.

 Part A. Travel Arrangement Protection
Trip Cancellation/Trip Interruption

In the event You are prevented from taking or completing Your Flight because:
(a) You, a Traveling Companion, or an Immediate Family member suffers an Injury, Sickness, or death; or
(b) You or Your Traveling Companion
(i) are hijacked, quarantined, required to serve on a jury, or subpoenaed;
(ii) has a principal residence made uninhabitable by fire, flood, volcano, earthquake, hurricane, or other natural disaster; or
(iii) are directly involved in a documented traffic accident while en route to departure;
The Insurer will pay up to $500 for:
Trip Cancellation - non-refundable Flight cancellation charges.
Trip Interruption - the airfare paid, less the value of applied credit from an unused return travel ticket, to return to Your city of residence or rejoin the original Trip (limited to the cost of one-way economy airfare by a scheduled carrier, from the point of destination to the point of origin shown on the original travel tickets).

IMPORTANT: You must be medically capable of travel on the day You purchase this coverage. The covered reason for cancellation or interruption of Your Flight must first occur after the date that Your cancellation coverage began under this plan.

In no event shall the amount reimbursed for Trip Cancellation/Trip Interruption exceed Your total Flight cost ($500 maximum).

Special Conditions: You must advise Travelocity and BerkelyCare at 1-800-453-4031 as soon as possible in the event of a claim. The Insurer will not pay benefits for any additional charges incurred that would not have been charged had You notified these parties as soon as reasonably possible.

 Part B. Travel Accident Protection
Accidental Death & Dismemberment (Air Common Carrier)

If You sustain an Injury (1) while as a passenger in, on, boarding, or alighting from an air conveyance organized and licensed for the transportation of passengers for hire; or (2) being struck or run down by an aircraft which results in death or loss of limb, eyesight, speech, or hearing within 365 days of the date of the accident; the Insurer will pay the largest applicable amount as follows: the benefit amount shown in the Schedule of Coverages for death, loss of speech and hearing in both ears, or loss of any combination of two hands, feet, or eyes; one-half the benefit amount for loss of any one of these; and one quarter the benefit amount for loss of thumb and index finger of the same hand. In no event will the Insurer pay more than the maximum benefit amount shown on the Schedule of Coverages for all losses due to the same accident.

Beneficiary: Your estate, unless notice of a designated beneficiary is provided to BerkelyCare.

 Definitions
"Air Common Carrier" - an air conveyance operating under a valid license for the transportation of passengers for hire.

"Business Partner" - an individual who is: (a) involved with You in a legal partnership; and (b)actively involved in the day-to-day management of the business.

"Domestic Partner" - means a person who is at least 18 years of age and has met the following requirements for at least six (6) months: (1) resides with You; and (2) shares financial assets and obligations with You. The Insurer may require proof of the Domestic Partner relationship in the form of a signed and completed Affidavit of Domestic Partnership.

"Flight" - air tickets prepaid to Travelocity.

"Immediate Family" - Your children, children-in-law, step-children, parents, parents-in-law, step-parents, siblings, siblings-in-law, step-siblings, grandparents, grandchildren, legal or common-law spouse (including Domestic Partner), aunts, uncles, nieces, nephews, or Business Partner, or those of Your Traveling Companion.

"Injury" - bodily injury caused by an accident occurring while this plan is in force and resulting directly and independently of all other causes in loss covered by this plan. The Injury must be verified by a Physician.

"Insurer" - National Union Fire Insurance Company of Pittsburgh, PA.

"Original Flight Cost" - means the dollar value prepaid to Travelocity for your Flight.

"Physician" - licensed practitioner of the healing arts acting within the scope of his/her license. The treating Physician may not be yourself, a Traveling Companion, or an Immediate Family member.

"Sickness" - an illness or disease which is diagnosed or treated by a Physician after the effective date of coverage and while You are covered under this plan.

"Traveling Companion" - one person booked to accompany You on Your Flight.

"You" or "Your" - a person who has purchased a Flight and who has paid Travelocity the required plan cost for the coverage provided hereunder.

 Exclusions
Naturally, as with any insurance program, limitations exist. These exclusions enable us to provide a broad range of benefits at an economical cost to You, without the necessity of medical questionnaires and to supplement Your existing insurance plans.

THIS INSURANCE DOES NOT COVER:
IN PARTS A & B:
ANY LOSS CAUSED BY OR RESULTING FROM: Sickness or disease except as provided for in the policy; war or any act of war whether declared or not; while serving as a member of the armed services; while or as a result of riding in any device for aerial navigation other than as provided for in the policy; being under the influence of drugs or intoxicants unless prescribed by a duly licensed Physician; participation in any felonious act or attempt thereat; elective surgery; elective, non-emergency dental treatment or surgery; elective abortion; normal pregnancy, unless hospitalized; mental or nervous disorders, unless hospitalized.

IN PART B:
ANY LOSS CAUSED BY OR RESULTING FROM: suicide or attempted suicide while sane; intentionally self-inflicted injuries; participation in any professional, semiprofessional, or inter-scholastic team sports; scuba diving; skydiving; hang gliding; parachuting (not including parasailing); contests of speed.

 Term of Coverage
  1. This protection is valid only upon payment of the total required plan cost in advance of any losses and will not cover any losses suffered prior to purchase.
  2. For Your convenience, the cost of the Travelocity plan can be automatically added on Your invoice and included in the total balance due. You are enrolled upon Travelocity's receipt of payment for the applicable plan cost (in addition to the required amount due for Your Flight). The Trip Cancellation protection will become effective at 12:01 a.m. local time at Your location on the date this payment is received by Travelocity and will terminate upon commencement of Your departure Flight.
  3. The remaining coverages and services provided take effect at 12:01 a.m. local time at Your location on the contracted departure date of Your trip and terminate on the later of the following: (a) Your return to Your origination point (as specified in the travel tickets); or (b) 11:59 p.m. local time at Your location on the day the trip is scheduled to be completed.

 Claims Procedure Policy No.: 9500394 
TRIP CANCELLATION CLAIMS: Contact Travelocity and BerkelyCare IMMEDIATELY to notify them of Your cancellation and to avoid any non-covered expenses due to late reporting. You will then be forwarded the appropriate claim form which must be completed by You AND THE ATTENDING PHYSICIAN, if applicable.

ALL OTHER CLAIMS: Report Your claim as soon as possible to BerkelyCare. Provide the above policy number, Your booking number, Your travel dates, and details describing the nature of Your loss. Upon receipt of this information, You will promptly be forwarded the appropriate claim form to complete.
    BerkelyCare
    P.O. Box 9022
    Jericho, NY 11753
    		 1-800-453-4031
    1-516-342-2500
    www.travelclaim.com

     Enrollment Procedure  
    For Your convenience, the cost of this plan can be automatically added to Your invoice and included in the total balance due. You are enrolled upon Travelocity's receipt of payment for the applicable plan cost (in addition to the required amount due for Your Flight).

    Eligibility: This Flight Protection Plan is available only to U.S. (except Puerto Rico) residents.

    Please Note: Payment for the plan may not be accepted after the cost of the Flight has been paid in full. The plan cost is non-refundable once cancellation coverage commences.

    This program is administered by:


    This plan was designed and is administered by BerkelyCareSM.

    IN CALIFORNIA: BerkelyCareSM is a service mark of Aon Direct Insurance Administrators, CA Insurance License #0795465.

    IN ALL OTHER STATES: BerkelyCareSM is a division of Affinity Insurance Services, Inc., in all states other than CA, except: AIS Affinity Insurance Agency, Inc. in MN and OK and AIS Affinity Insurance Agency in NH and NY.


    For additional information regarding this plan,

    call the Travelocity Flight Protection Plan Help Line at

    1-800-453-4031 or 1-516-342-2500.

    This plan is underwritten by National Union Fire Insurance Company of Pittsburgh, PA.

    National Union Fire Insurance Company of Pittsburgh, PA, a Pennsylvania insurance company, has its principal place of business at 70 Pine Street, New York, New York 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.

    American International Companies®
    Insurance Provided by Members of American International Group, Inc.

    Notice to State of Washington Residents:

    This is NOT your insurance policy.

    To obtain your state-specific insurance policy, call 1-800-453-4090. Certain provisions and limitations detailed in this Description of Coverage may differ from your insurance policy.


    03/06